If you need help determining your small business tax rate, these tips can help you get organized and find the best approach to cover your taxes.
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7 Things to Know Before You Buy a Small Business
Buying a small business can be an easy way to hit the ground running without the uncertainty of starting from scratch — especially if it is already established and has customers. But what happens if the current team does not do well with change, or customers keep coming back because of the person selling and they are part of the brand? … Read more »
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The Differences Between Bookkeeping and Accounting
Small business owners should understand the difference between bookkeeping and accounting because each function is essential to making informed decisions.
READ THE STORYSmall business owners should understand the difference between bookkeeping and accounting because each function is essential to making informed decisions.
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Ways to Lower Your Debt to Income Ratio for a Loan
Improving your debt-to-income ratio (DTI) before applying for a business loan or other type of financing reduces the risk of underwriting delays or being denied because of your finances. Consumer and business lenders have their own requirements for what makes a “good” DTI, but common ranges include: Low-risk DTI being under 36% Medium-risk DTI at levels between… Read more »
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Credit Utilization Ratios and How to Calculate Yours
A credit utilization ratio (CUR) is the total amount of revolving credit that you are using (your revolving debt) divided by the total amount of revolving credit that is available to you including credit cards, lines of credit, HELOCs, and more. A CUR can apply to both personal and business financing and is calculated using the following… Read more »
READ THE STORYSmall business loans are a type of debt financing where a borrower receives a lump sum of money, typically under $500,000, from alternative and traditional lenders, then makes payments on a predetermined schedule with interest. The financing is a way for the company to: Bridge gaps in cash flow Purchase or lease equipment, vehicles, inventory, or machinery Recover… Read more »
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The Reason Why Business Loans Have Different Lengths
The length of a business loan often changes based on the usage of the funds. It should be tailored to the borrower whenever possible to make sure that their cash flow can cover payments over the term without defaulting. The longer the term length, the lower the monthly payment is on most loans, which frees up cash flow. A… Read more »
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When to Choose Between Short-Term or Long-Term Loans
There are important differences between short-term and long-term business loans to keep in mind.
READ THE STORYBuying a small business can be an easy way to hit the ground running without the uncertainty of starting from scratch — especially if it is already established and has customers. But what happens if the current team does not do well with change, or customers keep coming back because of the person selling and they are part of the brand? … Read more »
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What Are Capital Expenditures for Small Businesses?
What are capital expenditures for small businesses? Learn how these investments work and pick up tips on finding the right spending level for your company.
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How to Connect With Customers Online & Drive More Sales
Connecting with customers online can expand your market reach and boost sales if done effectively. Learn four ways to improve your online interactions.
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How Bracket Creep and Inflation Impact Taxes and Profit
Bracket creep is when bigger profits from your business move you into a higher tax bracket, causing you to pay a larger percentage and more total taxes. This happens because the IRS divides your income into segments and the tax rate increases for each segment as your small business profit grows. C-corporations and LLC’s taxed… Read more »
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Small Business Tax Rates as of 2025
If you need help determining your small business tax rate, these tips can help you get organized and find the best approach to cover your taxes.
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