If you need help determining your small business tax rate, these tips can help you get organized and find the best approach to cover your taxes.
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What Being Creditworthy Means & How to Improve Yours
Creditworthy is a term used by lenders to evaluate the risk level associated with a person or a business applying for financing. Being more creditworthy means there is less of a risk of defaulting on the borrowed amount or that the lender has less risk in recovering their losses. Creditworthiness is for both personal and business borrowing… Read more »
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How Capital Expenses and Working Capital are Different
Capital expenditures (CapEx) are purchases of long-term assets like new vehicles or manufacturing equipment while working capital is the cash a business has on hand to cover daily operations. Working capital is calculated as the difference between a business’s short-term current assets and current liabilities. Both CapEx and working capital are essential for business growth, but they serve different purposes. CapEx involves cash outflow… Read more »
READ THE STORYCreditworthy is a term used by lenders to evaluate the risk level associated with a person or a business applying for financing. Being more creditworthy means there is less of a risk of defaulting on the borrowed amount or that the lender has less risk in recovering their losses. Creditworthiness is for both personal and business borrowing… Read more »
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How Capital Expenses and Working Capital are Different
Capital expenditures (CapEx) are purchases of long-term assets like new vehicles or manufacturing equipment while working capital is the cash a business has on hand to cover daily operations. Working capital is calculated as the difference between a business’s short-term current assets and current liabilities. Both CapEx and working capital are essential for business growth, but they serve different purposes. CapEx involves cash outflow… Read more »
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4 Ways to Offer a Retirement Plan as a Small Business
Should you set up small business retirement plans for your employees? We cover the pros and cons as well as how you can find the right option.
READ THE STORYRecasting a personal or small business loan is when a borrower makes a lump sum payment (curtailment) toward their loan’s principal balance. The lender then recalculates the monthly payments based on the new, lower balance while keeping the same interest rate and terms. By reducing the principal owed, the borrower frees up future cash to… Read more »
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How to Borrow Money from Your Own LLC Without Tax Penalties
How can I borrow money from my LLC and not be subject to tax penalties? We break it down.
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The 5 Step Underwriting Process for Business Loans
The underwriting process for a business loan can be done in as quickly as 24 hours1 and follows a five-step process where: The borrower submits an application online, or at a banking center if it is with a traditional bank, with the documents required. A loan specialist reviews the documents for accuracy and authenticates them… Read more »
READ THE STORYWhat are capital expenditures for small businesses? Learn how these investments work and pick up tips on finding the right spending level for your company.
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How to Connect With Customers Online & Drive More Sales
Connecting with customers online can expand your market reach and boost sales if done effectively. Learn four ways to improve your online interactions.
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When Marketing and Advertising Loans Are a Good Idea
Using a small business loan to buy advertising doesn’t have to be high-risk when you know how to calculate the additional profit you’ll make to cover the interest payment and loan amount by using the return on ad spend (ROAS) formula. Advertising and marketing loans are not good for every situation, including industries where there… Read more »
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How Bracket Creep and Inflation Impact Taxes and Profit
Bracket creep is when bigger profits from your business move you into a higher tax bracket, causing you to pay a larger percentage and more total taxes. This happens because the IRS divides your income into segments and the tax rate increases for each segment as your small business profit grows. C-corporations and LLC’s taxed… Read more »
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Small Business Tax Rates as of 2025
If you need help determining your small business tax rate, these tips can help you get organized and find the best approach to cover your taxes.
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