How to Do a Cash Flow Analysis
A simple cash flow analysis can help you better understand your company’s financial health, and even free up extra money. Here’s how to run one.
READ THE STORY
Financial Health
Tips and advice to help you manage your business finances efficiently
RECENT
Fixed and Working Capital: What’s the Difference?
Fixed and working capital are both vital to a small business, but only one is crucial for long-term growth. We’ve outlined the major differences.
READ THE STORY
The Differences Between Bookkeeping and Accounting
Small business owners should understand the difference between bookkeeping and accounting because each function is essential to making informed decisions.
READ THE STORY
Ways to Lower Your Debt to Income Ratio for a Loan
Improving your debt-to-income ratio (DTI) before applying for a business loan or other type of financing reduces the risk of underwriting delays or being denied because of your finances. Consumer and business lenders have their own requirements for what makes a “good” DTI, but common ranges include: Low-risk DTI being under 36% Medium-risk DTI at levels between… Read more »
READ THE STORY
Credit Utilization Ratios and How to Calculate Yours
A credit utilization ratio (CUR) is the total amount of revolving credit that you are using (your revolving debt) divided by the total amount of revolving credit that is available to you including credit cards, lines of credit, HELOCs, and more. A CUR can apply to both personal and business financing and is calculated using the following… Read more »
READ THE STORY
