Personal vs. Business Credit Score and When They Matter
Your business credit score is not the same as your personal credit score — but both may be important if you want to secure business financing.
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Loans & Lending
Information to help you make the right choice for your business – from understanding your options for financing to choosing the best lender for you
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A Guide to Curtailments & How to Make Them Work For You
Curtailments in a business loan are prepayments a borrower makes to a lender to: Lower their interest payments and save money Decrease the amount of time they have the loan so they can raise their business credit score faster Free up cash flow for the future sooner Decrease the total debts owed so they can… Read more »
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Blanket Liens and Their Impact on Small Business Loans
Blanket liens are when you allow a lender to take your assets like machinery or inventory without restriction if you default on loan payments. Blanket liens can be applied to both business and personal loans. Lenders will submit a UCC-1 filing to your Secretary of State’s office to create a public record, notifying other lenders… Read more »
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Investor vs Loan: Which Is Smarter for Your Business?
Every business, at one time or another, will need additional funding, and owners will want to examine investor vs loan terms to make the best choice.
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The 6 “C”s Of Applying For A Small Business Loan
Using the six “C’s” of credit analysis as a guide for when they apply for a loan, small-business owners can greatly increase their chances of finding success.
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